What’s the difference between the automatic stay and discharge when I filed bankruptcy?

The “Automatic Stay” is the federal court order that goes into effect immediately when we file. It says that no creditors are allowed to take any action against the debtor to try and collect a debt. The stay expires once the debtor gets his or her discharge or the bankruptcy is dismissed without a discharge.

The Discharge is the “end goal” of the bankruptcy. It is the federal court order that permanently erases the debt. It also says that no creditors are allowed to take any action against the debtor to try and collect a debt as it now is erased, forever, by operation of law (assuming it is a discharged debt).

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